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Student Accident Insurance

The school is required to have accident insurance on all enrolled students. This insurance covers:

	Accidents occurring on the school premises during the hours that school is in session as well as during school-sponsored and school supervised activities (except tackle football) that occur outside normal school hours.
	Accidents occurring while traveling to and away from the school premises: 1. directly to or from home for 1 hour before and 1 hour after school, 2. while on school-sponsored and school supervised activities.

Student accident insurance is primary (pays first) for the first $500 of medical expenses. Most student accidents will fall within that amount. If expenses should go over the first $500, the parent's medical insurance then pays up to its maximum. Then, if/when the expenses exceed the parent's insurance, student accident insurance again takes over.

The parents will be given a descriptive brochure at the beginning of the school year that details the general provisions of the insurance, the benefits provided, and the few exclusions. If you do not receive one, you may obtain a copy from the school office.